What is a Cheque Bounce Lawyer?

Cheque bounces are overwhelmingly frequent and there are numerous people in need of immediate legal aid. If you’re one of them, you ought to use Vkeel and consult the best advocates when dealing with memo notices, dishonor of cheques etc.

What can a Cheque Bounce Lawyer do?

A cheque bounce lawyer will prepare and send your legal notice to the drawer, he will craft the course of action to get you your due amount. He will help you file a suit in case you aren’t given your

What are the Laws dealing with Cheque Bounce in India?

The Negotiable Instruments Act, 1881 governs the cases of bill of exchange, cheques and notes.

Key Definitions under this Act

As said in Section 5. “Bill of exchange”.—A “bill of exchange” is an instrument written, having an unconditional order, signed and verified by the maker, directing a particular person to pay a said amount of money only to, or to the order of, a certain individual or to the bearer of the instrument.

As per Section 6. “Cheque”.—“cheque” is a bill of exchange drawn on the mentioned banker and not declared to be payable other than on demand and it also includes the electronic image of a shortened cheque and the cheque in electronic form.

As per Section 7. “Drawer.” “Drawee”.—The creator of a bill of exchange or cheque is declared the “drawer”; and the individual who is directed to pay i.e. the bank is called the “drawee”. “Payee”.—The person/ group of people/ corporation named in the cheque (instrument), to whom or to whose order the money is by the cheque bound to be paid, is called as the “Payee”.

As stated in Section 13. “Negotiable instrument”.—(1) “negotiable instrument” is a promissory note that is legally valid, bill of exchange/cheque payable to either of the two- order or to bearer. (2) A cheque can be made payable to two or more payees collectively, or it can be made payable to one of two, or one or couple of several payees.

According to Section 138. Dishonour of cheque for insufficient funds in the account of the drawer.

—Where any cheque drawn by an individual on an account maintained by him with a banker for payment of any sum of money to another individual from out of that account for the discharge, in whole or in part, of any debt or other liability, is returned by the bank unpaid, either because of the amount of money in the account is insufficient to pay off or that it exceeds the sum arranged to be paid from that account by an agreement made with that bank, such person shall be deemed to have committed an offence & shall, without prejudice to any other provision of this Act, be punished with imprisonment for [a term which may be extended to two years], or with fine which may extend to double the amount of the cheque, or with both:

Provided that nothing stated in this section shall apply unless—

(a) the cheque has been presented to the bank within a period of six months from the date on which it is drawn or within the period of its validity, whichever is earlier;

(b) the payee or the holder in due course of the cheque, as the case may be, makes a demand for the payment of the said amount of money by giving a notice; in writing, to the drawer of the cheque, [within thirty days] of the receipt of information by him from the bank regarding the return of the cheque as unpaid; and

(c) the drawer of such cheque fails to make the payment of the said amount of money to the payee or, as the case may be, to the holder in due course of the cheque, within fifteen days of the receipt of the said notice

Who is affected by Cheque Bounce?

The persons affected under cheque bounce are as follows- the payee, drawer and drawee. Cheque bounce cases are recurrent, and quite often the victims are unaware of their rights and duties.

Why do you need a Cheque bounce lawyer?

A cheque bounce lawyer will draft a legal notice with the memo provided by the drawee bank within the first 30 days of the cheque being dishonored. If you are not paid the amount liable within 15 days of issuing the notice, he will help you file a criminal case in a court. If you are falsely accused, cheque bounce lawyer will send a reply to 138 notice the person accusing you of cheque dishonor. When a person has sent a false cheque bounce case notice, sending them a legal reply generally makes them withdraw their fraudulent case.

How do I hire a Cheque Bounce Lawyer?

In the digital world you can buy/rent/hire almost anything and anyone. Hiring an Advocate near you is tedious to just think about. Where to begin where to stop, networks, reviews etc. At Vkeel, we solve this problem and make the best, highly rated Cheque Bounce Advocates near you accessible at the tip of your touch. So fret not!

Why Vkeel?

Vkeel has selected one of the best established advocates/lawyers to consult from for all issues relating to dishonor of cheques. Our lawyers understand your concern and you can discuss and decide your strategy at your own pace.

Perks of Using Vkeel
• Expert & experienced Advocates
• Instant Access to Consultation
• One to One Consultation
• Cost Effective/Affordable
• Plethora of options
• Confidential and Reputed
• Varied legal services- documents, drafting, notices etc.