Bank

I got an unsolicited credit card by axis bank as a part of some promotional offer and that too without any background check. They do not have anything in writing from my side asking for credit card or any application. However, I recently read this - \"Unsolicited cards should not be issued. In case, an unsolicited card is issued and activated without the written consent of the recipient and the latter is billed for the same, the card issuing bank shall not only reverse the charges forthwith, but also pay a penalty without demur to the recipient amounting to twice the value of the charges reversed.\" Will this be applicable in my case.