Independent Legal Opinion Of Merchant

Let me share a response from Razorpay payment gateway. They are demanding the following to enable card payment methods for our online live-shopping portal - YuDoo: "We understand your concern with regards to your query, This is to inform you that regarding VISA cards, Master Cards and Rupay Cards our banking partners need some details to be updated by you to activate all these. We know how important your business is however since we are totally dependent on our banking partner, You need to update the details which is asked by them.​ >> Please share the Independent Legal Opinion of the merchant. "The merchant quoted price is lesser than the cost price for this business category. Due to this price differentiation, we cannot proceed ahead." I need help in getting Independent legal opinion of merchant.