Money Withdrawn From Bank A/c Using Cloned ATM Card | Vkeel - Free Legal Advice

Anant Jain

New Delhi

Using a cloned copy of my Debit Card. Rs. 50000.00 were fraudulently withdrawn from my firm Nirvana Consultantsâ€™ account at IDBI Bank, CR Park, on 18th May 2019 and another Rs. 50000.00 on the next day 19th May 2019. Bank had sent the SMSs regarding withdrawal on 18th May 2019 but that afternoon and further till late night I was terribly busy in arrangements and participation in the Sagai function of my cousin. It was all noisy and chaotic around me hence I could not notice the SMSs. The next day morning on 19th May when fraudulent withdrawals were made again, I noticed SMSs and immediately got the ATM Card blocked. After complaining to the Banking ombudsman IDBI Bank credited only Rs. 50000.00 and has refused to pay the rest of the Rs. 50000.00. My appeal for the rest of the Rs. 50000.00 has been rejected by Ombudsman and District Consumer Forum. Now I plan to file an appeal at the State Commission forum. Can someone help?

Expert's Answers(3)

xxxxx cxxxxx
Bengaluru, Karnataka

184 Client Ratings

Dear Sir You have good idea to prefer appeal and better select any local advocate who is expert in consumer matters . Please give me RANK FIVE(5) if my answer satisfies you

September 9, 2020
Advocate J L Naagar
Jalandhar, Punjab

169 Client Ratings

On what ground First transaction has been dismiss. You have an open option for the Appeal but keep in mind the crucial points of limitation. You have chances of getting Your Appeal accepted and allowed by the State Commission. You have a good case and you will succeed. Please give me Rank Five and follow me after reviewing my resume and book a consultation for further discussion and explanation if required.

September 8, 2020
Advocate Abhimanyu Gurawalia
Patli Hajipur, Haryana

60 Client Ratings

yes file the appeal you should have to file a police complaint also it comes under IPC

September 8, 2020