have two accounts with bank one is home loan and another is cash credit loan .Unfortunately the cc loan account renewal has got delayed and this has turned NPA. Because of this my home loan account has also turned NPA which is not linked with cash credit account. Now bank is threatening me to take possession of my house because of my cash credit turning to Otherwise my home loan is standard account. Can the bank issue sarfaesi notice for home loan account which is standard account and is not linked with cash credit. Only my cash credit is npa due to renewal delay. Bank says if one account turns NPA all other accounts turn NPA even if they are paid normally. Can the bank issue notice for home loans because of cash credit has delegated to NPA. House is not collateral for cash credit both are seperate accounts