Encumbrance

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Hello Sir/Ma'am An Encumbrance Certificate or (EC) is a certificate of assurance that the concerned property is free from any legal or financial liability such as a mortgage or pending loan. (a) Need for an Encumbrance Certificate. 1. It is a mandatory document used in property transactions as evidence of free title/ownership. The person in whose name the land is registered is liable to present for lal the court hearings and all. Although a better answer could be provided once you provide in detail about your query. Thanks Please rate if you find this advice helpful.